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About Us

A Proper move for Money Management.

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About Image
At Proper Money Management, your success is our driving force. Clients who choose us experience a purposeful investment journey, achieving goals, expanding their wealth, and safeguarding their family's financial future. Our commitment extends beyond the role of a traditional investment adviser; we transform into a dedicated partner by aligning our guidance, investing principles, and planning with equal fervor. Choose us not just for financial advice but for a committed partnership in pursuit of your financial aspirations.

Why Choose Us


Independent Advisors
Our independence from major banks or brokerage firms is a distinct advantage for you. As an independent financial advisor, our focus is on delivering advice that is rooted in education, experience, and expertise. This unique position allows us to tailor our recommendations solely based on your individual needs and goals, free from any external influence. By choosing our services, you are ensuring a personalized and unbiased approach to your financial well-being. This commitment to independence not only sets us apart but ultimately works to your benefit by placing your financial interests at the forefront of our advisory services.
Clients First
We offer our clients a clear and user-friendly guide to enhance, safeguard, and eventually pass on their wealth, ensuring a client-focused approach to investment advisory.
Fiduciary
As a fiduciary, we adhere to the highest legal standard, specifically the duty of care, within the financial services industry. This commitment mandates that our advice and recommendations consistently prioritize your best interests.

Our Approach

Proper Money Management provides full-service retirement planning solutions, coordinating all facets of the financial planning process to include wealth management and legacy planning to families and business owners. We help individuals and business owners effectively manage their wealth, maintain their lifestyle during retirement, and leave a lasting legacy for their family and community. We assist our clients through planning and disciplined investing as they seek to achieve their financial goals. We will work with you to align your finances to serve your life goals, resulting in peace of mind for you and your family.

  • We take a holistic approach to our planning process, considering all aspects of our client’s lifestyle, wants, needs, and goals. We even consider investments our clients have with other institutions. The more holistic view we have, the better advice we can provide.
  • Proper Money Management also uses multiple software programs as we attempt to ensure we are providing the best advice to our clients. More information about some of the programs can be found under Strategic Alliances.

Our Philosophy

The fundamental tenet of Investment Management revolves around identifying opportunities while concurrently mitigating risks. Patrio McKenzie, the founder of the company, has been actively assisting clients in retirement planning since 2006. His extensive experience navigating diverse market cycles and economic fluctuations has equipped him with valuable insights. McKenzie advocates the crucial principle of harmonizing one's intentions with actions and underscores that maintaining a steadfast, disciplined approach to money management is paramount for achieving and enduring success in the long term.

Our Process

Process involves day to day management. We follow a detailed portfolio construction methodology, screening processes. Our portfolios will always be diversified both within and across asset classes. We re-balance portfolios at least quarterly so one holding is never too much weight in our portfolios. We utilize tax management programs to reduce and mitigate capital gains taxes on investments.

Knowledgeable Team

We excel as problem solvers and solution discoverers, seamlessly combining our expertise with resources in investment finance, taxation, and law to provide comprehensive and effective solutions.

Our Clients

Diverse Clientele, Tailored Solutions

Our clients come from a range of backgrounds, including new retirees and young families accumulating wealth. Additionally, we provide specialized services to business owners, ensuring customized solutions for every stage of life and wealth management.

We focus on Comprehensive Wealth Management.
- Patrio Mckenzie
Your Advisor

Meet Patrio, Your Professional Financial Advisor

Team Member

Patrio Mckenzie

President, Senior Advisor
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